Read before you invest.
Plain-English takes on what's actually happening in Australian property, SMSF, cash flow, equity release, NDIS, market structure. Written by people who do this work daily, not by content marketers.
409 articles · Page 2 of 28
How to bid at auction as a first home buyer — without overpaying
Auctions move fast and the rules are unforgiving. Here is what first home buyers need to know before they raise their hand.
Read article →6 Year Rule Explained: CGT Exemption on Property
The 6 year rule lets you rent out your former home for up to six years and still sell CGT-free. Here is how it works and what to watch out for.
Read article →What a duplex actually is — and how it differs from a dual occ or dual key
Three property types. One confusing cluster of terminology. Here is what each one actually means before you commit to a strategy.
Read article →The sole purpose test: the SMSF rule that catches more trustees than any other
Most SMSF trustees know the rule exists. Far fewer understand exactly how it applies when property is involved, and what it costs when it goes wrong.
Read article →SMSF Bank Account: Setup, Rules & ATO Compliance
A dedicated SMSF bank account is not optional. It is a legal requirement. Here is what the ATO requires and how to set one up correctly.
Read article →Shares, ETFs, and managed funds inside an SMSF: the basics
An SMSF can hold more than property. Here is how shares, ETFs, and managed funds actually work inside the fund, what the tax looks like, and what to weigh before mixing asset classes.
Read article →Rentvesting in one sentence
You rent where you want to live, and buy where the numbers work. That's rentvesting. Here's what it actually involves.
Read article →Why I'd never cross-collateralise an investment loan
Cross-collateralisation looks like a shortcut to your first investment property. Here is what the loan contract you sign actually hands over to your lender.
Read article →Genuine savings vs gifted deposits: what lenders actually accept
Your deposit source matters as much as its size. Here is how lenders read genuine savings, family gifts, and other deposit types before they say yes.
Read article →The deposit myth: why you don't actually need 20% to buy in Australia
The 20% deposit figure gets repeated so often it starts to feel like law. It isn't. Here's how the real rules work for investors, owner-occupiers, and first home buyers.
Read article →What a $50,000 deposit actually looks like across three buying strategies
The same $50,000 behaves very differently depending on how you deploy it. Here's what each path actually costs, what it gets you, and what the gaps are.
Read article →How depreciation can turn a negative cashflow property positive
A property that bleeds cash each month can look very different once depreciation enters the equation. Here is how the numbers actually work.
Read article →Here's what $700k actually buys in five Australian markets right now
Seven hundred thousand dollars means very different things depending on which city you're looking at. Here's a grounded, market-by-market breakdown.
Read article →Why most property investors never own more than one
ATO data shows over 70% of Australian property investors stop at one property. Here is what holds them back and what separates those who build further.
Read article →The five numbers every property investor should know before buying
Before you sign a contract, five figures will shape almost every financial outcome your investment property delivers. Here is what they are and why they matter.
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