Fact Find: What Could You Actually Borrow?

About you

What are you trying to do? *

Applicants *

DependentsKids at home / financial dependents

State *

Deposit source *

Your deposit

Cash savings ($)Available for deposit and costs

Super balance ($)Combined across all funds, if buying through super

Your existing home

Home value ($)

Home loan balance ($)

Home loan repayment /mo ($)

Existing investment properties

Number held

Combined value ($)

Combined debt ($)

Combined rent /week ($)Total across all investment properties, before agent fees

Income (gross annual, before tax)

Applicant 1 salary ($) *

Applicant 1 other income ($)Bonuses, commissions, other rent, etc.

Applicant 2 salary ($)

Applicant 2 other income ($)

Other debts

Credit card total limit ($)All cards combined. Limit, not balance.

Personal loan /mo ($)

Car loan /mo ($)

HELP / HECS /mo ($)

Any other loans /mo ($)

Living expenses

Total monthly living expenses ($) *Groceries, utilities, insurance, transport, subscriptions, everything except home loan.

General information only. This fact find produces indicative estimates for illustration. It is not personal financial, tax or credit advice, it is not an offer of finance, and it does not guarantee lender approval. Your actual borrowing capacity depends on your circumstances and each lender's policy.

What could you actually borrow?